281-634-9400
2333 Town Center Drive Suite 100
Sugar Land TX 77478
281-634-9400
2333 Town Center Drive Suite 100
Sugar Land TX 77478
That's why Bill, Jared, and Derek are all CERTIFIED FINANCIAL PLANNERS® as designated by the Certified Financial Planner Board of Standards, Inc. To obtain and maintain the Certified Financial Planner Designation the following five areas must be met:
EDUCATION - CFP® professionals must develop their theoretical and practical financial planning knowledge by completing a comprehensive course of study at a college or university offering a financial planning curriculum approved by CFP Board. Other options for satisfying the education component include submitting a transcript review or previous financial planning-related coursework to CFP Board for review and credit, or showing the attainment of certain professional designations or academic studies.
EXAMINATION - CFP® practitioners must pass a comprehensive two-day, 10-hour CFP® certification examination that tests their ability to apply financial planning knowledge in an integrated format. Based on regular research of what planners do, the exam covers the financial planning process, tax planning, employee benefits and retirement planning, estate planning, investment management and insurance.
EXPERIENCE - CFP® professionals must have three years' minimum experience in the financial planning process prior to earning the right to use the CFP® certification marks. As a result, CFP® practitioners possess financial counseling skills in addition to financial planning knowledge.
ETHICS - As a final step to certification, CFP® practitioners agree to abide by a strict code of professional conduct, known as CFP Board's Code of Ethics and Professional Responsibility, that sets forth their ethical responsibilities to the public, clients and employers. CFP Board also performs a background check during this process, and each individual must disclose any investigations or legal proceedings related to their professional or business conduct.
ONGOING CERTIFICATION REQUIREMENTS - Once certified, CFP® practitioners are required to maintain technical competence and fulfill ethical obligations. Every two years, they must complete a minimum of 30 hours of continuing education to stay current with developments in the financial planning profession and better serve clients. Two of these hours are spent studying or discussing CFP Board's Code of Ethics or Practical Standards. In addition to the biennial continuing-education requirement, all CFP® practitioners voluntarily disclose any public, civil, criminal or disciplinary actions that may have been taken against them during the previous two years as part of the renewal process.