An investment is, by definition, a commitment. Your investment decisions, therefore, should be based on long-term trends and fundamentals—not everyday market fluctuations. This approach allows you to take advantage of unique opportunities that exist when market prices don’t reflect actual value.
Where you initially put your money—the relative percentage of stocks, bonds, cash and other investments in your portfolio—will determine anywhere between 50 to 90 percent of your performance. That’s pretty significant, and precisely why those initial decisions are so crucial.
We’ll help you develop the ideal mix of assets to meet your financial needs and goals. Remember, we want to generate optimal returns, but we don’t want to leave your portfolio overexposed to any one investment. That way, if something goes wrong, your security eggs won’t all be in the same basket.
There are more than 10,000 mutual funds out there. Finding the top 20 can be difficult if you don’t know what you’re looking for. To choose the right stocks and bonds, we use qualified, experienced money managers, each of whom has been thoroughly evaluated on a range of relevant criteria. Do they invest in the funds they manage? How much do they charge? Are they successful? Just like investments, we believe the best managers are those who bring long-term value to your table.
Occasionally, we find attractive investments outside of the realm of conventional stocks and bonds—things like commodities, futures, real estate or private equity. When these opportunities present themselves, and if we believe they can add value to your portfolio, we can take advantage of it in a timely manner.
Because global markets offer greater potential for both returns and asset diversification, we’ve always been committed to international investments for our clients.